ACCIDENTS: Cars, Transit, Bicycles, etc.
If you are involved in an accident
with a car or other form of transportation, you will need
a lawyer to help you deal with the issues of insurance coverage
and reimbursement for your injuries and property damage.
These accidents can involve a car, a truck, public
bus, train,
or even as a pedestrian. Issues regarding no-fault benefits
will arise and there are tight time deadlines for filing
for benefits. If you are involved in an accident with an
uninsured or underinsured driver you will also need to deal
with those issues, and timely advise your insurance company.
No-fault benefits are benefits for medical
bills, lost wages, prescription drugs and other costs that
a person suffers in an automobile accident.
As the name implies, these benefits are available to a person
regardless of their fault in causing the accident. However,
you must apply for these benefits promptly
and they have monetary limits.
A person may have a separate claim for
injuries and damages against the car or truck or other vehicle
that caused the accident. This claim is separate from the
claim for no-fault benefits.
WHAT TO DO IF YOU ARE IN AN ACCIDENT
1. Call the police and wait for them to
arrive;
2. Exchange information with the other
driver(s) / operators in the accident, especially name, address,
phone number, license plate number, insurance company and
policy number;
3. Obtain the names, addresses and phone
numbers of any witnesses;
4. Consult an attorney such as Michael J. Asta as soon as possible following an accident. |